May 28, 2026
THSB Headlines
The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market
Digital insurance platforms like aYo, DOSH, ETAP and Figtech are…
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
25% of Ghana’s insurance claims show elements of fraud, costing…
Why Health Insurance Companies Are Expanding Aggressively — The 370% Industry Surge, NHIS Gaps, and the Employer-Based Gold Rush
The private health insurance sector has delivered a 375% gain,…
The Business of Motor Insurance in Ghana Explained — The Third‑Party Mandate, Claim Delays and the Digital Middleman
Mandatory motor insurance drives GH¢8–10m daily claims, yet undercutting and…
The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market
Digital insurance platforms like aYo, DOSH, ETAP and Figtech are…
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
25% of Ghana’s insurance claims show elements of fraud, costing…
Why Health Insurance Companies Are Expanding Aggressively — The 370% Industry Surge, NHIS Gaps, and the Employer-Based Gold Rush
The private health insurance sector has delivered a 375% gain,…
The Business of Motor Insurance in Ghana Explained — The Third‑Party Mandate, Claim Delays and the Digital Middleman
Mandatory motor insurance drives GH¢8–10m daily claims, yet undercutting and…
Why Most Ghanaians Still Don’t Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix
Ghana’s insurance penetration has been stuck at 1% for years…
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