Ghana’s 70% Local Drug Production Target Faces Financing and Skills Gaps, AGI President Warns
Ghana’s plan to produce at least 70% of its pharmaceutical needs locally will depend on reliable health sector payments, stronger…
FINANCE
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Why Microinsurance Could Become Ghana’s Next Big Financial Product — 8.5m Lives, GH¢1 Premiums and the Unfinished Business of Reaching 80% of the Workforce
With 8.5 million lives insured and GH¢35 million in claims paid, microinsurance is finally reaching Ghana’s informal sector. Our deep‑dive analysis reveals…
Third-Party vs Comprehensive Insurance in Ghana – The Mandated Minimum, the Fraud Tax, and the GH¢18,000 Out‑of‑Pocket Lesson
Third‑party insurance in Ghana costs GH¢557, while comprehensive runs 5–7% of your car’s value. Our deep‑dive analysis reveals coverage exclusions,…
How Insurance Companies in Ghana Actually Make Money — Underwriting Profit, Investment Income, and the Three Numbers That Decide If an Insurer Sinks or Swims
How insurance companies in Ghana actually make money – GH¢7.34bn revenue, GH¢1.24bn profit, and GH¢9.2m in daily claims — but…
Ghana’s Insurance Industry Is Bigger Than Most People Realize — The GH¢17.9bn Sector, GH¢7.34bn Revenue and the 1% Penetration Paradox
Ghana’s Insurance Industry Is Bigger Than Most People Realize — Ghana’s insurance industry has GH¢17.9bn in assets, GH¢1.24bn in annual…
Why Insurance Penetration in Ghana Remains Low — The 0.63% Reality, the 80% Informal Sector, and the Trust Deficit That Won’t Close
Why Insurance Penetration in Ghana Remains Low — Ghana’s insurance penetration has stalled at 1% of GDP (0.63% under IFRS…
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
25% of Ghana’s insurance claims show elements of fraud, costing honest policyholders millions. Our deep-dive analysis reveals how staged accidents,…
The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market
Digital insurance platforms like aYo, DOSH, ETAP and Figtech are finally reaching Ghana’s 80% informal workforce – with 8.5m lives…
How Ghana’s Debt Restructuring Changed Local Banks Forever — The DDEP Hangover, Capital Recovery and the New Lending Playbook
GH¢7.3bn in losses, 13 banks undercapitalised, CAR recovered from negative to 18.6%. Our deep-dive analysis reveals how the DDEP permanently…
Why More Young Ghanaians Are Investing in Treasury Bills — The Digital Access, Economic Caution and the Reality of the Gen Z Non-Investor
25% of Ghanaians now prefer Treasury bills, but 43% of Gen Z have no investments at all. Our deep‑dive analysis…
