Why SME Loans in Ghana Remain Expensive: The Real Cost of Credit for Small Businesses
Average lending rates have fallen to 19.2%, yet SMEs still face a US$4.8bn financing gap. Our deep-dive analysis reveals six…
FINANCE
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Who Wins in Ghana’s Digital Banking Boom? The Battle Between Telcos, Banks and Fintechs
GH¢493bn in monthly mobile transactions, but who profits? Our deep-dive analysis reveals GhanaPay vs MTN MoMo, open banking, cybersecurity directives…
Why Ghana’s Cedi Stability Matters More Than Most Businesses Think: Import Costs, Borrowing Spreads and the Real Price of a Weak Currency
The cedi has depreciated 8.4% in 2026 after a 40% gain in 2025. Our deep-dive analysis reveals how currency movements…
Why Treasury Bills Became Ghana’s Hottest Investment Again — The Extraordinary Journey From 35% to 4% and Back
Why Treasury Bills Became Ghana’s Hottest Investment Again — T-bill yields collapsed from 35% to 4.91% — yet investors are…
Why Banks in Ghana Are Quietly Changing Their Lending Strategy: The End of T-Bill Reliance and the Return to Private Sector Credit
Why Banks in Ghana Are Quietly Changing Their Lending Strategy – T-bill yields collapsed from 35% to 4.91%, forcing Ghana’s banks…
How Mobile Money Agents Make Money in Ghana
Float, friction, and the invisible backbone of Ghana’s digital economy QUICK FACTS BOX Category Details Industry Mobile money agency /…
How a Stable Cedi Affects Prices, Jobs and Business Confidence
Why Currency Stability Matters – Currency stability affects inflation, trade, investment, and the cost of living. Here’s why a stable…
Exchange Rates, Inflation and Ghana’s Cost of Living Explained
How Exchange Rates Affect Prices – Exchange rates influence the prices of imported goods, fuel, food, and business operations. Here’s…
What Real Economic Recovery Means for Ghanaian Households
What Economic Recovery Really Looks Like – Economic recovery goes beyond statistics and growth figures. Here’s what real economic recovery…
Why Economic Reforms Never Work Overnight in Ghana
Why Economic Reforms Take Time – Economic reforms are often seen as quick fixes, but in reality, they take time…
