United Capital Deepens Earnings Momentum With Strong 2025 Results
United Capital Plc reported a 35% increase in revenue for the year ended December 31, 2025, underscoring the resilience of its diversified investment banking and financial services model in a volatile macroeconomic environment.
Revenue rose to ₦58.55 billion from ₦43.43 billion in 2024, supported by a 176% surge in net trading income and a 59% increase in fee and commission income. The performance reflects stronger client activity and disciplined execution across its core business lines.
Profit Growth and Operational Discipline
Profit before tax climbed 37% year-on-year to ₦41.18 billion, while profit after tax rose 17% to ₦28.15 billion. Total comprehensive income closed at ₦30.97 billion.
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Board Chairman Uche Ike described the results as a testament to the Group’s resilience and leadership. He credited the company’s teams for navigating economic headwinds with “diligence, discipline and an unwavering commitment to excellence.”
Group Chief Executive Officer Peter Ashade said the 2025 performance highlighted operational efficiency and prudent risk management, noting that growth in core operations and strong execution of strategic initiatives underpinned the year’s results.
Dividend Boost Signals Shareholder Focus
In a move likely to please investors, the Board approved a final dividend of ₦0.70 per share, bringing the total dividend for the 2025 financial year to ₦1.00 per share, equivalent to ₦18 billion. The payout represents a 25% increase compared with the ₦14.4 billion distributed in 2024.
The dividend expansion reinforces United Capital’s positioning as a shareholder-focused institution within Nigeria’s capital market, combining earnings growth with consistent wealth distribution.
Positioning for 2026 and Beyond
Executives indicated that the Group entered 2026 with positive momentum, citing a robust risk management framework, operational scale and expanding client base as key competitive advantages.
As macroeconomic uncertainty continues to test financial institutions across Africa, United Capital’s results signal that scale, diversification and disciplined capital allocation remain central to sustaining profitability. With a widening footprint across the continent’s financial ecosystem, the firm appears poised to defend its leadership in Nigeria while exploring broader Pan-African opportunities.
Source: The High Street Business
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Samuel Kwame Boadu is a Ghanaian entrepreneur, writer, and digital consultant passionate about creating impactful stories and business solutions. He is the Founder & CEO of SamBoad Business Group Ltd, a dynamic company with subsidiaries in digital marketing, logistics, publishing, and risk management.
