Insurance Awareness | The High Street Business (THSB)

THSB Headlines

May 27, 2026May 27, 2026
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
May 27, 2026May 27, 2026
Why Health Insurance Companies Are Expanding Aggressively — The 370% Industry Surge, NHIS Gaps, and the Employer-Based Gold Rush
May 27, 2026May 27, 2026
The Business of Motor Insurance in Ghana Explained — The Third‑Party Mandate, Claim Delays and the Digital Middleman
May 26, 2026May 27, 2026
Why Most Ghanaians Still Don’t Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix
May 26, 2026May 26, 2026
Ghana’s Cashless Economy Push Is Reshaping Small Businesses — The Digital Shift, Cost Pressures and the Pockets of Real Change for MSMEs
May 25, 2026May 25, 2026
Why More Young Ghanaians Are Investing in Treasury Bills — The Digital Access, Economic Caution and the Reality of the Gen Z Non-Investor
May 25, 2026May 25, 2026
How Ghana’s Debt Restructuring Changed Local Banks Forever — The DDEP Hangover, Capital Recovery and the New Lending Playbook
May 22, 2026May 23, 2026
Why Ghana’s Cedi Stability Matters More Than Most Businesses Think: Import Costs, Borrowing Spreads and the Real Price of a Weak Currency
May 22, 2026May 23, 2026
Who Wins in Ghana’s Digital Banking Boom? The Battle Between Telcos, Banks and Fintechs
May 22, 2026May 23, 2026
Why SME Loans in Ghana Remain Expensive: The Real Cost of Credit for Small Businesses

Why Most Ghanaians Still Don't Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix

Why Most Ghanaians Still Don’t Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix

Esther Aku-SikaMay 26, 2026May 27, 2026047 mins

Ghana’s insurance penetration has been stuck at 1% for years – well below the West African average. Our deep‑dive analysis…

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