Digital Banking Ghana | The High Street Business (THSB)

THSB Headlines

May 30, 2026May 30, 2026
MTN Ghana Mobile Money Dominance: 19.3 Million Users, GH¢6 Billion Revenue and Africa’s Digital Finance Blueprint
May 30, 2026May 30, 2026
Why Insurance Penetration in Ghana Remains Low — The 0.63% Reality, the 80% Informal Sector, and the Trust Deficit That Won’t Close
May 30, 2026May 30, 2026
Ghana’s Insurance Industry Is Bigger Than Most People Realize — The GH¢17.9bn Sector, GH¢7.34bn Revenue and the 1% Penetration Paradox
May 30, 2026May 30, 2026
How Insurance Companies in Ghana Actually Make Money — Underwriting Profit, Investment Income, and the Three Numbers That Decide If an Insurer Sinks or Swims
May 30, 2026May 30, 2026
Third-Party vs Comprehensive Insurance in Ghana – The Mandated Minimum, the Fraud Tax, and the GH¢18,000 Out‑of‑Pocket Lesson
May 30, 2026May 30, 2026
Why Microinsurance Could Become Ghana’s Next Big Financial Product — 8.5m Lives, GH¢1 Premiums and the Unfinished Business of Reaching 80% of the Workforce
May 27, 2026May 28, 2026
The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market
May 27, 2026May 28, 2026
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
May 27, 2026May 27, 2026
Why Health Insurance Companies Are Expanding Aggressively — The 370% Industry Surge, NHIS Gaps, and the Employer-Based Gold Rush
May 27, 2026May 27, 2026
The Business of Motor Insurance in Ghana Explained — The Third‑Party Mandate, Claim Delays and the Digital Middleman

MTN Ghana Mobile Money Dominance: 19.3 Million Users, GH¢6 Billion Revenue and Africa’s Digital Finance Blueprint

MTN Ghana Mobile Money Dominance: 19.3 Million Users, GH¢6 Billion Revenue and Africa’s Digital Finance Blueprint

Esther Aku-SikaMay 30, 2026May 30, 2026038 mins

MTN Ghana Mobile Money Dominance: 19.3 Million Users, GH¢6 Billion Revenue and Africa’s Digital Finance Blueprint – Why MTN Ghana…

How the Banking System Works in Ghana

How the Banking System Works in Ghana: A Practical Guide for Businesses and Individuals

Samuel Kwame BoaduMarch 17, 2026March 17, 202609 mins

Banking plays a central role in Ghana’s economy, supporting everything from personal savings to large-scale business investments. Whether you are…

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