Ghana Informal Sector Insurance | The High Street Business (THSB)

THSB Headlines

May 27, 2026May 27, 2026
The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market
May 27, 2026May 27, 2026
How Insurance Fraud Affects Premiums in Ghana — The GH¢9.2m Daily Payout, the 25% Fraudulent Claim Rate, and the Hidden Tax on Honest Customers
May 27, 2026May 27, 2026
Why Health Insurance Companies Are Expanding Aggressively — The 370% Industry Surge, NHIS Gaps, and the Employer-Based Gold Rush
May 27, 2026May 27, 2026
The Business of Motor Insurance in Ghana Explained — The Third‑Party Mandate, Claim Delays and the Digital Middleman
May 26, 2026May 27, 2026
Why Most Ghanaians Still Don’t Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix
May 26, 2026May 27, 2026
Ghana’s Cashless Economy Push Is Reshaping Small Businesses — The Digital Shift, Cost Pressures and the Pockets of Real Change for MSMEs
May 25, 2026May 27, 2026
Why More Young Ghanaians Are Investing in Treasury Bills — The Digital Access, Economic Caution and the Reality of the Gen Z Non-Investor
May 25, 2026May 27, 2026
How Ghana’s Debt Restructuring Changed Local Banks Forever — The DDEP Hangover, Capital Recovery and the New Lending Playbook
May 22, 2026May 23, 2026
Why Ghana’s Cedi Stability Matters More Than Most Businesses Think: Import Costs, Borrowing Spreads and the Real Price of a Weak Currency
May 22, 2026May 23, 2026
Who Wins in Ghana’s Digital Banking Boom? The Battle Between Telcos, Banks and Fintechs

The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market

The Rise of Digital Insurance Platforms in Ghana – 8.5m Lives, GH¢35m Claims, and the Unfinished Business of Reaching 98% of the Market

Esther Aku-SikaMay 27, 2026May 27, 2026047 mins

Digital insurance platforms like aYo, DOSH, ETAP and Figtech are finally reaching Ghana’s 80% informal workforce – with 8.5m lives…

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